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07 May 2025
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frequently asked questions

What Do People Search for About Pfida?

Find out what people search for about Pfida, from iour Shariah-compliant savings to interest-free home financing. Discover how Pfida redefines faith-aligned finance.
Clock icon 3 min read
By Sumaiya A

Pfida has become a notable name in ethical finance, providing innovative, Shariah-compliant solutions to customers across the UK. Whether you’re interested in debt-free homeownership, ethical savings accounts, or simply learning about what Pfida stands for, this article addresses key topics people frequently search for about the company.

What Is Pfida?

Pfida is an ethical financial provider specialising in Shariah-compliant products. Our offerings focus on transparency and community impact, appealing to people looking for alternatives to traditional finance. Key products include interest-free savings options and home financing designed without debt.

What is Pfida’s contact number?

While Pfida doesn’t currently offer phone support, you can reach us easily through live chat, social media, or by emailing hello@pfida.com. We aim to respond to all enquiries within 48 hours.

How long is the waiting list to buy a house with Pfida?

The current estimated waiting time to purchase a home through Pfida’s public waiting list is approximately 5 years. This timeframe applies to applicants who have not invested in a GYS Home account.​

However, by investing in a GYS Home account, you can reduce your waiting time and gain priority on the list. Sign up for a Pfida account today.

Is Pfida Trustworthy?

Pfida has earned trust through our transparent practices and ethical reputation. It is endorsed by organisations such as Islamic Finance Guru and the Islamic Council of Europe. Customer reviews highlight our honest processes and approachable service, further reinforcing our credibility.

How does Pfida make money?

Pfida earns income through rental payments from the home financing model and carefully structured profit margins in our investment products. Rather than charging interest or hidden fees, Pfida’s profour come from transparent and Shariah-compliant agreements that ensure fairness for both the company and our customers.

Can I buy a home with Pfida if I have a low deposit?

Yes, you can, but there are minimum deposit requirements. For our Home Purchase Scheme, you’ll need at least a 15% deposit. If you’re purchasing a Buy to Let property, the minimum deposit is 20%.

Why hasn’t Pfida responded to me?

We aim to get back to everyone within 48 hours, but we’ve recently had some delays due to high demand and team changes. As a growing startup (without phone lines just yet), we’re working on upgrading our systems and hiring more team members. Thanks so much for bearing with us, we really appreciate your patience!

Can Pfida’s Services Be Accessed Nationwide?

Yes, Pfida operates across the UK (excluding Northern Ireland) through our seamless, digital-first approach. While the company is based in London, our services are accessible to customers nationwide, ensuring that faith-aligned finance options are available to all.

Is Pfida halal?

Pfida is transforming how faith-aligned finance is perceived and accessed. We’re proud to say our products have been reviewed and certified by Sheikh Haitham Al-Haddad and the Islamic Council of Europe, including our interest-free home financing and savings accounts, which reflect a deep commitment to fairness and transparency. No matter your faith or financial goals, Pfida offers solutions designed to meet modern needs without compromising on values making it 100% halal.

You can view our certificates below:

https://help.pfida.com/are-your-products-shariah-compliant

Is Pfida only for Muslims?

No, Pfida is open to everyone, regardless of faith. While our products are based on Islamic finance principles (such as avoiding interest and promoting ethical investment), they appeal to anyone seeking fair, transparent, and values-driven finance – Muslim or not.