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Your return is based on a share of profits generated from properties that we fund.

The numbers displayed are the expected annual profit rate. These are rates that we have awarded historically, it’s important to note the past does not reflect the future and returns are based on actual profit achieved rather than a fixed return.

Dividends are paid on a monthly basis. The expected annual profit rate represents the total effective return you would achieve over one year if your monthly target dividends were reinvested. These rates are based on monthly target returns of 1.00%, 4.00%, 4.51% and 4.60% per annum respectively.

Net benefit savings include the savings made through zakat exemptions. Zakat is a duty that Muslims have to donate a certain proportion of their wealth each year to charitable causes. Investments utilised in any of our Grow-Your-Savings accounts are zakat exempt.

Your investment will be utilised to purchase homes for people within the community across the UK, helping them avoid paying interest and falling into the trap of debt.

These rates are only available to eligible customers who have successfully maintained a GYS Home account throughout their priority waiting period. Click here for more information.

This is a one-off fee that covers admin charges if you choose to withdraw your funds or close your account.

This is a minimum recommended period of notice we would require. Investment exit may be subject to Pfida securing replacement capital, or homebuyers purchasing equity in their properties, whichever is sooner. If in doubt, seek financial advice.